Our Story

Payment processing that
understands your business

We didn't start CevGate because we thought it would be easy. We started it because we lived through the problem ourselves.

Our Story

Built by merchants,
for merchants

CevGate was founded by merchants who experienced the frustration of mainstream payment processors firsthand. After being shut down by Stripe, PayPal, and Square, we built the solution we wished existed.

We know what it feels like to wake up to a "Your account has been terminated" email. To have your funds frozen for 180 days. To watch your business grind to a halt because someone in a risk department decided your legal, compliant products were "too risky."

So we built CevGate: a payment processing platform designed from day one to serve merchants in industries that mainstream processors won't touch. Not because those industries are illegitimate, but because they require specialized underwriting and compliance expertise.

Stripe

"Your account has been permanently closed due to prohibited business activity."

PayPal

"We've limited your account. Your funds will be held for 180 days."

Square

"Your account has been deactivated. This decision is final."

CevGate

"Welcome aboard. Let's get you processing."

Our Mission

Stable, secure, transparent
payment processing for all

Our mission is to provide stable, secure, and transparent payment processing for merchants in industries that mainstream processors won't serve. We believe every legal business deserves reliable access to the financial system.

40+

Active Merchants

$1M+

Monthly Volume

99.9%

Uptime SLA

Our Values

What drives everything we build

Four principles guide every decision we make, from product development to merchant onboarding.

Stability

Processing that won't disappear overnight. We partner with acquiring banks that understand your industry and won't pull the rug. Your merchant account is built to last.

Transparency

No hidden fees, no surprise rate increases, no fine print that lets us change terms unilaterally. Clear pricing, honest communication, and straightforward contracts.

Security

PCI DSS compliant infrastructure, AES-256 encryption at rest and in transit, tokenized card storage, and 3D Secure authentication. Your customers' data is safe with us.

Support

Real humans who understand your industry. Not tier-1 agents reading scripts. When you call, you talk to someone who knows what peptides are and why your business matters.

The Difference

CevGate vs mainstream processors

We're not just another payment gateway. Here's how we approach things differently.

CevGate
Mainstream
High-risk industries
Account stability
Purpose-built for you
Shut down without warning
Onboarding review
Manual, expert review
Automated, flag-based
Industry expertise
Deep vertical knowledge
Generic risk models
Support
Humans who know your biz
Chatbots & tier-1 scripts
Fund holds
Rolling reserve, not freezes
90-180 day fund holds

Business Model

Transparency in how we operate

We believe you should know exactly how your payment processing works. No black boxes.

Acquiring Bank Partners

CevGate partners with high-risk-friendly acquiring banks and ISO partners who specialize in supplement, peptide, and nutraceutical verticals. These banks understand your industry and underwrite accordingly.

NMI Gateway Infrastructure

We use NMI (Network Merchants Inc.) as our core gateway infrastructure. NMI powers thousands of payment companies and provides robust tokenization, recurring billing, and multi-processor routing capabilities.

Our Role

CevGate sits between you and the banking infrastructure. We handle the hosted checkout, merchant portal, API layer, fraud monitoring, and compliance management — so you can focus on selling.

Compliance

Built on a foundation of trust & compliance

We don't cut corners on compliance. It's what keeps your processing stable.

PCI DSS Compliant

Full PCI Data Security Standard compliance. Our hosted checkout means cardholder data never touches your servers, qualifying you for the simplest SAQ A assessment.

Mastercard BRAM

We operate within Mastercard's Business Risk Assessment & Mitigation (BRAM) framework. This ensures our high-risk merchant portfolio meets card network requirements.

LegitScript Certified

We partner with LegitScript for merchant monitoring and certification. This third-party verification gives acquiring banks confidence in our merchant portfolio.

Roadmap

Where CevGate is headed

We're just getting started. Here's what's on the horizon.

Completed Q1 2025

Foundation

Hosted checkout, merchant portal, Square gateway integration, API layer, and core transaction processing.

In Progress Q2 2025

Banking Expansion

NMI gateway integration, traditional acquiring bank partnerships, and multi-gateway routing with automatic failover.

Planned Q3 2025

Advanced Tooling

Chargeback management automation, advanced fraud rules engine, subscription billing, and customer vault enhancements.

Planned Q4 2025

Scale & Expand

International processing, ACH/eCheck payments, white-label partner program, and expanded industry verticals beyond supplements.

Join us in building something better

Every legal business deserves reliable payment processing. We're building that future, one merchant at a time.